People make incredibly bad decisions that lead to a lot of unhappiness when they aren’t financially independent. They’ll marry someone they don’t love or stay with a partner or spouse they don’t like solely because they don’t have the financial wherewithal to do what they really want to do. When you are financially independent and are not beholden to a parent, partner or spouse’s agenda or idea for your life, you are free to follow the choices that are appropriate for you, which is an amazingly freeing and happy feeling!
The foundation of financial independence is a good career, combined with the ability to budget and manage your money. You need to be able to support yourself in the style that keeps you from making a bad decision you wouldn’t make if money wasn’t an issue. So while some careers may be easier or more accessible, they may not provide the kind of income you need long-term and therefore won’t allow you to be as independent as when you choose a more lucrative career. However, having a solid income is not enough, you also need the ability to save and grow the money you make. If you don’t save any of your money, then you undermine your independence and quality of life in your retirement years.
I’m not pretending that if you aren’t already financially independent that you won’t have to make radical changes in your life, such as going back to school, starting your own company, living on a smaller budget or stop letting your partner or spouse handle all the finances, but the payoff of not being dependent on anyone else financially is huge!
Excerpted from the book How to Be Happy NOW…Even if Things Aren’t Going Your Way. © 2013-2017 Sara Weston. A FREE excerpt of the book is available here.
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